• 955 Woodlawn Rd W, Guelph, ON, N1K 1C9
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  • Inventory
    • All Inventories
    • Sold Inventory
    • Featured Inventory
    • Book a test drive
    • Get A Quote
    • Warranty Information
    • Vehicle Locator
  • Trade-In Appraisal
  • Financing
    • Finance Department
    • Payment Calculator
    • Apply For Financing
  • Service
    • Auto Detailing
    • Book A Service Appointment
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2011 BMW 3-Series 323i

VIN #: WBAPG7G50BNM68155

STOCK #: 8831

Window Sticker

$8,995.00

+ Taxes And Licensing

About this vehicle

  • Odometer: 70,955
  • Body Style: Sedan
  • Engine: 2.5L 6 Cylinder Engine
  • Exterior Colour: Black
  • Transmission: Manual
  • Drive Train: Rear-Wheel Drive
  • Doors: 4-Door
  • Fuel Type: Regular
  • Condition: Used
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Vehicle Description

Standard
Body
Body Style - 2 Door Coupe
Dimensions
Wheelbase (in.) - 108.7
Length, Overall (in.) - 181.9
Width, Max W/o Mirrors (in.) - 70.2
Height, Overall (in.) - 54.1
Passenger Capacity - 4
Passenger Volume (cu. Ft.) - 88.5
Front Head Room (in.) - 38.4
Front Leg Room (in.) - 41.8
Front Shoulder Room (in.) - 55.3
Second Head Room (in.) - 36.8
Second Leg Room (in.) - 33.7
Second Shoulder Room (in.) - 51.9
Trunk Volume (cu. Ft.) - 11.1
Doors & Windows
Rear Defrost
Power Windows
Exterior Features
Sun/Moon Roof
Sun/Moonroof
Measurements
Base Curb Weight (lbs.) - 3571
Tires & Wheels
Tires - Front Performance
Tires - Rear Performance
Tire Pressure Monitoring System
Aluminum Wheels
Convenience & Comfort
Power Steering
Trip Computer
Mirror Memory
Heated Mirrors
Driver Illuminated Vanity Mirror
Power Door Locks
Keyless Entry
Variable Speed Intermittent Wipers
Rain Sensing Wipers
Intermittent Wipers
Auxiliary Pwr Outlet
Remote Trunk Release
Leather Wrapped Steering Wheel
Driver Vanity Mirror
Steering Wheel Controls
Adjustable Steering Wheel
Rear Reading Lamps
Front Reading Lamps
Passenger Vanity Mirror
Passenger Illuminated Visor Mirror
HID Headlights
Auto-Off Headlights
Fog Lamps
Vehicle Anti-Theft System
Cruise Control
Power Mirrors
Alarm (Optional)
Power Folding Mirrors (Optional)
Electrochromic Rearview Mirror (Optional)
Rear Parking Aid (Optional)
Keyless Start (Optional)
Universal Garage Door Opener (Optional)
Entertainment
AM/FM Stereo
Auxiliary Audio Input
CD Player
HD Radio
MP3 Player
Satellite Radio (Optional)
Premium Sound System (Optional)
Hard Disk Drive (Optional)
Heating & Cooling
Climate Control
Dual Zone A/C
A/C
Rear A/C
Navigation & Communication
Wireless Cell Phone Hookup
Navigation System (Optional)
Onboard Hands-Free Communications System (Optional)
Cell Phone Hookup (Optional)
Seats
Premium Synthetic Seats
Seat Memory
Power Driver Seat
Power Passenger Seat
Bucket Seats
Leather Seats (Optional)
Heated Front Seats (Optional)
Driver Lumbar (Optional)
Passenger Lumbar (Optional)
Engine & Performance
Rear Wheel Drive
Straight 6 Cylinder Engine
Turbocharged
Engine Type - GAS I6
Displacement - 3.0l/183
Horsepower (Net @ RPM) - 320 @ 5900
Torque (Net @ RPM) - 332 @ 1500
Transmission - Manual
Turning Diameter - 38.7
Fuel
Gasoline Fuel
EPA Fuel Economy Est - City (MPG) - 18
EPA Fuel Economy Est - Hwy (MPG) - 26
Fuel Tank Capacity, Approx (gal.) - 16.1
Suspension
Suspension Type - Front - Double Pivot
Suspension Type - Rear - 5-Link
Suspension Type - Front (Cont.) - Sport
Suspension Type - Rear (Cont.) - Sport
Transmission
Manual
6-Speed Manual
Automatic (Optional)
7-Speed Automatic (Optional)
Airbags
Driver Air Bag
Passenger Air Bag
Front Head Air Bag
Rear Head Air Bag
Front Side Air Bag
Brakes
4-Wheel ABS
4-Wheel Disc Brakes
Safety Features
Brake Assist
Electronic Stability Control
Daytime Running Lights
Traction Control
Emergency Trunk Release
Auto-Leveling Headlights
Custom Features

$8,995.00

+ Taxes and Licensing
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2011 BMW 3-Series

Speak with a Personal Internet Manager 519.822.2277

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  • 3 Confirmation

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Every reasonable effort is made to ensure the accuracy of the information listed above. Vehicle pricing, incentives, options (including standard equipment), and technical specifications listed is for the 2011 BMW 3-Series 323i may not match the exact vehicle displayed. Please confirm with a sales representative the accuracy of this information.Payment amounts presented are for illustrative purposes only and may not be available. The Estimated Finance Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Please contact dealer for actual rates and more details.

Buying a used car is a smart financial decision for many people. It allows you to get a reliable vehicle at a lower cost compared to new cars, while also avoiding rapid depreciation. But buyers’ common question is: Can you finance a used car? The answer is yes! Financing a used car is possible and a practical option for many buyers.

In this guide, we’ll explain everything you need to know about financing a used car, including loan options, eligibility requirements, and tips for getting the best deal.

How Does Used Car Financing Work?

Used car financing works similarly to financing a new car. Instead of paying the full price upfront, you take out a loan and make monthly payments over a set period. The lender provides the funds to buy the car, and you agree to repay the loan with interest over time.

Financing a used car typically involves:

  • Choosing a vehicle that fits your budget.
  • Applying for a loan through a bank, credit union, or dealership.
  • Getting approved based on your credit score, income, and other factors.
  • Making monthly payments until the loan is paid off.

Where Can You Get Financing for a Used Car?

There are several ways to finance a used car, each with its own benefits:

1. Dealership Financing

Many used car dealerships, including S.A.S.S. Auto Group, offer financing options directly to buyers. Dealership financing is convenient because you can choose your car and arrange financing in one place. Some dealerships work with multiple lenders, giving you access to competitive rates.

2. Bank Loans

Banks offer auto loans with fixed interest rates and repayment terms. If you have a good credit score, you may qualify for lower interest rates through a bank. However, banks may have stricter requirements for used car financing compared to dealerships or credit unions.

3. Credit Union Loans

Credit unions often provide better interest rates than banks, especially for members. If you’re part of a credit union, it’s worth checking their loan options before deciding.

4. Online Lenders

Online auto lenders offer quick and easy financing applications, often providing pre-approval within minutes. They can be a good option if you’re looking for flexible terms and competitive rates.

What Are the Requirements for Financing a Used Car?

Lenders consider several factors before approving a loan for a used car. These include:

  • Credit Score: A higher credit score usually results in better interest rates and loan terms.
  • Income and Employment Stability: Lenders want to ensure you can afford the monthly payments.
  • Down Payment: Some lenders require a down payment, which can lower your loan amount and monthly payments.
  • Loan Term: Used car loans typically range from 24 to 72 months.
  • Vehicle Age and Mileage: Some lenders have restrictions on financing older cars or those with high mileage.

How to Get the Best Deal on Used Car Financing

If you want to secure the best financing deal, follow these tips:

1. Check Your Credit Score First

Before applying for a loan, review your credit score. If it’s low, consider improving it by paying off existing debts or making timely payments.

2. Compare Interest Rates

Interest rates vary by lender, so shop for the best deal. Even a small difference in interest rates can save you a significant amount over the life of the loan.

3. Choose a Loan Term That Works for You

A shorter loan term means higher monthly payments but less interest paid over time. A longer term lowers your monthly payments but increases the total interest cost.

4. Make a Larger Down Payment

If possible, put down a larger down payment. This reduces the amount you need to borrow and may qualify you for better interest rates.

5. Get Pre-Approved

Pre-approval gives you a clear idea of how much you can afford before shopping for a car. It also helps you negotiate better terms with dealers.

6. Read the Loan Agreement Carefully

Before signing, read all the terms and conditions, including interest rates, repayment terms, and any additional fees.

Common Myths About Used Car Financing

There are many misconceptions about financing a used car. Let’s clear up a few of them:

Myth 1: You Need Perfect Credit to Get Approved

While a higher credit score helps secure better rates, many lenders offer financing options for people with less-than-perfect credit.

Myth 2: Used Car Loans Have Extremely High Interest Rates

While used car loans may have slightly higher interest rates than new car loans, they are often still affordable, especially if you have good credit.

Myth 3: Dealership Financing Is Always More Expensive

Many dealerships work with multiple lenders to offer competitive rates. Sometimes, dealership financing is just as good or even better than banks or credit unions.

Is Financing a Used Car a Good Idea?

Financing a used car is a great option for buyers who want to spread out payments over time instead of paying upfront. It allows you to afford a better vehicle while keeping your monthly budget manageable. However, it’s essential to choose a loan with favourable terms to avoid paying too much in interest.

Final Thoughts

Yes, you can finance a used car, and it’s a practical solution for many buyers. By understanding your loan options, comparing rates, and making informed financial decisions, you can drive away in a reliable vehicle without breaking the bank.

Buy a Used Car in Guelph with Flexible Financing Options

Looking for a quality used car with flexible financing? Ahttps://www.sassautogroup.com/t S.A.S.S. Auto Group, we make car buying easy with competitive financing options tailored to your budget. Whether you have great credit or need alternative financing solutions, we’re here to help.

Call us today at 519-822-2277 or visit us to buy a Used Car in Guelph and drive home with confidence!

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Tuesday 9:00 AM to 6:00 PM
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Friday 9:00 AM to 5:00 PM
Saturday 9:00 AM to 3:00 PM
Sunday Closed

Our Contacts

955 Woodlawn Rd W,
Guelph, ON
N1K 1C9

Sales: 519.822.2277

  Inventory  Financing  Contact Us  Trade-In

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