• 955 Woodlawn Rd W, Guelph, ON, N1K 1C9
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2012 BMW 650i Convertible Convertible

VIN #: WBALZ3C54CDL71510

STOCK #: 9215

Window Sticker

$26,595.00

+ Taxes And Licensing
$0.00/Bi-Weekly*

$0.00 downpayment, 0.00% APR for 0 Months.

About this vehicle

  • Odometer: 135,651 KM
  • Body Style: Convertible
  • Exterior Colour: White
  • Transmission: Automatic
  • Interior Colour: Black
  • Drive Train: Rear Wheel Drive
  • Doors: 2 Door
  • Fuel Type: Gasoline Fuel
  • Condition: Used

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Vehicle Description

2012 BMW 650i Convertible for Sale in Guelph, Ontario


Driving Highlights


The 2012 BMW 650i Convertible is a luxury performance car built for drivers who enjoy style, power, and open air driving. This grand touring convertible blends sporty performance with premium comfort, making it a strong option for buyers looking for a used BMW 650i for sale in Guelph. With 135,651 km on the odometer, this vehicle offers an appealing balance of driving enjoyment and value.


At the heart of the 650i Convertible is a 4.4 litre twin turbo V8 engine. It delivers strong acceleration and smooth power across the rev range. Whether you are cruising through Guelph or heading onto Highway 401 for a weekend drive, the engine provides confident performance. The automatic transmission shifts seamlessly, helping maintain comfort during city driving while still offering responsive performance when needed.


The rear wheel drive layout gives the car a classic sports coupe feel with balanced handling. During warmer months, this configuration adds to the fun driving character that many BMW enthusiasts appreciate. For Ontario drivers, the vehicle is ideal for spring, summer, and fall cruising, especially along scenic local roads and highway routes between Guelph, Kitchener, and Waterloo.


The white exterior finish gives the convertible a clean and elegant look that stands out in traffic. Inside, the black interior creates a premium and sporty cabin environment. Comfort features such as heated front seats, climate controlled seating, memory seats, and lumbar support make longer drives more relaxing. Ambient interior lighting and wood trim add a refined atmosphere that reflects BMW’s luxury design.


One of the key highlights is the retractable soft top roof. It allows drivers to switch between enclosed comfort and open air driving at the push of a button. This feature is perfect for Ontario summer days, scenic countryside drives, and evening cruises. Even with the top down, the cabin remains comfortable and quiet at highway speeds.


Technology features help keep driving convenient and enjoyable. The Professional Navigation system supports route planning, while the head up display provides important driving information directly in view. The HiFi professional audio system delivers rich sound quality for music and podcasts. Smartphone connectivity, satellite radio, and USB interface further enhance entertainment options.


Driver assistance features support daily usability. Park distance control, surround view camera, adaptive headlights, and reversing camera help with parking and visibility. Electronic damper control allows the suspension to adapt between comfort and sport driving styles, giving flexibility depending on road conditions and driver preference.


For shoppers browsing used cars Guelph Ontario, this BMW 650i Convertible offers a unique blend of luxury and driving excitement. It is ideal for drivers seeking a premium convertible that can be enjoyed on Ontario roads during warmer seasons. If you are searching for a BMW 650i near Kitchener, used cars near Waterloo, or used vehicles Cambridge Ontario, this convertible provides an engaging alternative to traditional luxury sedans.


Quick Highlights

  • 135,651 KM mileage
  • 4.4L twin turbo V8 engine
  • Automatic transmission
  • Rear wheel drive
  • White exterior colour
  • Black leather interior with wood trim
  • Retractable soft top convertible roof
  • Climate controlled front seats
  • Professional navigation system
  • Head up display
  • Surround view and parking sensors


Why Buy This Car in Guelph

S.A.S.S. Auto Group is a trusted used cars dealer in Guelph and surrounding Ontario communities including Kitchener, Waterloo, and Cambridge. Vehicles are carefully selected and often include a Carfax report for added transparency. Competitive pricing helps make premium convertibles like this BMW accessible for Ontario buyers.


Financing and Trade In Options

Financing is available throughout Ontario with flexible solutions designed to suit many credit situations. All credit is welcome, and trade ins are accepted to help reduce your purchase cost. The dealership team can assist with simple financing steps so you can focus on enjoying your next vehicle.


Visit S.A.S.S. Auto Group in Guelph

Visit S.A.S.S. Auto Group at 955 Woodlawn Road West, Guelph, Ontario N1K 1C9 or call 519-822-2277 to learn more. Book your test drive today and experience this 2012 BMW 650i Convertible firsthand.


Frequently Asked Questions


Is the 2012 BMW 650i Convertible good for Ontario driving?

Yes, the 650i Convertible is well suited for Ontario spring, summer, and fall driving. Its comfortable ride, strong highway performance, and open top capability make it ideal for scenic routes and daily commuting in warmer months.


Can I finance this BMW 650i Convertible in Ontario?

Yes, financing options are available for Ontario buyers. Different credit situations can be considered, and dealership staff can help explain payment plans and guide you through the approval process.


Do you accept trade ins when purchasing this convertible?

Trade ins are accepted and can be applied toward the purchase price. Your current vehicle will be evaluated based on condition and market demand, helping make your upgrade smoother and more convenient.


What maintenance should I expect for this BMW model?

Routine maintenance includes oil changes, brake service, tire maintenance, and scheduled inspections. Regular servicing helps maintain performance and comfort, especially for a twin turbo luxury convertible.


Is service history available for this vehicle?

Service history information may be available along with a Carfax report. This can provide insight into past ownership and maintenance records to support informed purchasing decisions.


How can I schedule a test drive in Guelph?

You can call the dealership or visit in person to book a test drive. Staff will prepare the vehicle and review key features so you can experience the convertible’s comfort and performance firsthand.


Is the convertible roof easy to operate?

Yes, the soft top roof operates electronically and can be opened or closed using simple controls. This allows quick transitions between enclosed driving and open air cruising when weather permits.


Is this vehicle still available for sale?

Availability may change as vehicles sell quickly. Contact S.A.S.S. Auto Group directly to confirm availability, ask questions, or arrange a viewing appointment.

Standard
Anti-Theft & Locks
Power Door Locks
Vehicle Anti-Theft
Braking & Traction
ABS Brakes
Automatic Load-Leveling
Electronic Brake Assistance
Traction Control
Vehicle Stability Control System
Safety
Driver Airbag
Front Side Airbag
Front Side Airbag With Head Protection
Passenger Airbag
Electronic Parking Aid
Trunk Anti-Trap Device
Remote Controls & Release
Keyless Entry
Climate Control
Air Conditioning
Separate Driver/Front Passenger Climate Controls
Interior Features
Cruise Control
Tachometer
Tilt Steering Column
Leather Steering Wheel
Steering Wheel Mounted Controls
Telescopic Steering Column
Genuine Wood Trim
Tire Pressure Monitor
Trip Computer
Entertainment, Communication & Navigation
AM/FM Radio
CD Player
Navigation Aid
Subwoofer
Seat
Driver Multi-Adjustable Power Seat
Front Power Lumbar Support
Front Power Memory Seat
Leather Seat
Passenger Multi-Adjustable Power Seat
Roof
Removable Top
Exterior Lighting
Automatic Headlights
Daytime Running Lights
Fog Lights
High Intensity Discharge Headlights
Exterior Features
Front Air Dam
Wind Deflector For Convertibles
Tires & Wheels
Alloy Wheels
Run Flat Tires
Mirrors & Windows & Wipers
Power Windows
Electrochromic Exterior Rearview Mirror
Glass Rear Window On Convertible
Heated Exterior Mirror
Electrochromic Interior Rearview Mirror
Power Adjustable Exterior Mirror
Interval Wipers
Rain Sensing Wipers
Rear Window Defogger
Convenience & Comfort
Keyless Start
Technical Specifications
Chassis
Anti-Brake System 4-Wheel ABS
Steering Type R&P
Front Brake Type Disc
Rear Brake Type Disc
Front Suspension IND
Rear Suspension IND
Front Spring Type Coil
Rear Spring Type Coil
Tires 245/40r19
Run Flat Tires Std.
Interior Dimensions
Front Headroom 40.30 In.
Rear Headroom 36.50 In.
Front Legroom 42.10 In.
Rear Legroom 30.50 In.
Front Shoulder Room 56.90 In.
Rear Shoulder Room 49.60 In.
Exterior Dimensions & Weight
Curb Weight-automatic 4531 Lbs
Curb Weight-manual 4531 Lbs
Overall Length 192.80 In.
Overall Width 74.60 In.
Overall Height 53.70 In.
Wheelbase 112.40 In.
Track Front 62.80 In.
Track Rear 65.00 In.
Cargo Bed Dimensions
Overall Length 192.80 In.
Capacities
Standard Seating 4
Cargo Volume 12.30 Cu.ft.
Vehicle Options
Interior Features
Heated Steering Wheel
Seat
Front Cooled Seat
Front Heated Seat
Custom Features
  • Rear Wheel Drive

$26,595.00

+ Taxes and Licensing
$0.00/Bi-Weekly*

$0.00 downpayment, 0.00% APR for 0 Months.

Estimate Your Payments

Request Information
Book A Test Drive
Apply For Financing
Reserve Now
Print Window Sticker

Request Information

2012 BMW 650i Convertible

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Calculate My Payment
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Vehicle Price

Vehicle Price $26,595.00

Finance Total $32,900

Finance Payment

Loan Term 0 Months

Interest Rate 0%

Frequency Bi-Weekly

$138 / Bi-Weekly

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Payments calculated using this tool are estimates only and do not include applicable taxes, licensing and fees. Actual prices and payment may be different. Financing payment calculations are based on APR, term and on approved credit and not all customers will qualify. This tool should be used as a guide, and all finance terms must be verified before a sale is complete. Visit dealership for more details.

Every reasonable effort is made to ensure the accuracy of the information listed above. Vehicle pricing, incentives, options (including standard equipment), and technical specifications listed is for the 2012 BMW 650i Convertible Convertible may not match the exact vehicle displayed. Please confirm with a sales representative the accuracy of this information.Payment amounts presented are for illustrative purposes only and may not be available. The Estimated Finance Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Please contact dealer for actual rates and more details.

Buying a used car is a smart financial decision for many people. It allows you to get a reliable vehicle at a lower cost compared to new cars, while also avoiding rapid depreciation. But buyers’ common question is: Can you finance a used car? The answer is yes! Financing a used car is possible and a practical option for many buyers.

In this guide, we’ll explain everything you need to know about financing a used car, including loan options, eligibility requirements, and tips for getting the best deal.

How Does Used Car Financing Work?

Used car financing works similarly to financing a new car. Instead of paying the full price upfront, you take out a loan and make monthly payments over a set period. The lender provides the funds to buy the car, and you agree to repay the loan with interest over time.

Financing a used car typically involves:

  • Choosing a vehicle that fits your budget.
  • Applying for a loan through a bank, credit union, or dealership.
  • Getting approved based on your credit score, income, and other factors.
  • Making monthly payments until the loan is paid off.

Where Can You Get Financing for a Used Car?

There are several ways to finance a used car, each with its own benefits:

1. Dealership Financing

Many used car dealerships, including S.A.S.S. Auto Group, offer financing options directly to buyers. Dealership financing is convenient because you can choose your car and arrange financing in one place. Some dealerships work with multiple lenders, giving you access to competitive rates.

2. Bank Loans

Banks offer auto loans with fixed interest rates and repayment terms. If you have a good credit score, you may qualify for lower interest rates through a bank. However, banks may have stricter requirements for used car financing compared to dealerships or credit unions.

3. Credit Union Loans

Credit unions often provide better interest rates than banks, especially for members. If you’re part of a credit union, it’s worth checking their loan options before deciding.

4. Online Lenders

Online auto lenders offer quick and easy financing applications, often providing pre-approval within minutes. They can be a good option if you’re looking for flexible terms and competitive rates.

What Are the Requirements for Financing a Used Car?

Lenders consider several factors before approving a loan for a used car. These include:

  • Credit Score: A higher credit score usually results in better interest rates and loan terms.
  • Income and Employment Stability: Lenders want to ensure you can afford the monthly payments.
  • Down Payment: Some lenders require a down payment, which can lower your loan amount and monthly payments.
  • Loan Term: Used car loans typically range from 24 to 72 months.
  • Vehicle Age and Mileage: Some lenders have restrictions on financing older cars or those with high mileage.

How to Get the Best Deal on Used Car Financing

If you want to secure the best financing deal, follow these tips:

1. Check Your Credit Score First

Before applying for a loan, review your credit score. If it’s low, consider improving it by paying off existing debts or making timely payments.

2. Compare Interest Rates

Interest rates vary by lender, so shop for the best deal. Even a small difference in interest rates can save you a significant amount over the life of the loan.

3. Choose a Loan Term That Works for You

A shorter loan term means higher monthly payments but less interest paid over time. A longer term lowers your monthly payments but increases the total interest cost.

4. Make a Larger Down Payment

If possible, put down a larger down payment. This reduces the amount you need to borrow and may qualify you for better interest rates.

5. Get Pre-Approved

Pre-approval gives you a clear idea of how much you can afford before shopping for a car. It also helps you negotiate better terms with dealers.

6. Read the Loan Agreement Carefully

Before signing, read all the terms and conditions, including interest rates, repayment terms, and any additional fees.

Common Myths About Used Car Financing

There are many misconceptions about financing a used car. Let’s clear up a few of them:

Myth 1: You Need Perfect Credit to Get Approved

While a higher credit score helps secure better rates, many lenders offer financing options for people with less-than-perfect credit.

Myth 2: Used Car Loans Have Extremely High Interest Rates

While used car loans may have slightly higher interest rates than new car loans, they are often still affordable, especially if you have good credit.

Myth 3: Dealership Financing Is Always More Expensive

Many dealerships work with multiple lenders to offer competitive rates. Sometimes, dealership financing is just as good or even better than banks or credit unions.

Is Financing a Used Car a Good Idea?

Financing a used car is a great option for buyers who want to spread out payments over time instead of paying upfront. It allows you to afford a better vehicle while keeping your monthly budget manageable. However, it’s essential to choose a loan with favourable terms to avoid paying too much in interest.

Final Thoughts

Yes, you can finance a used car, and it’s a practical solution for many buyers. By understanding your loan options, comparing rates, and making informed financial decisions, you can drive away in a reliable vehicle without breaking the bank.

Buy a Used Car in Guelph with Flexible Financing Options

Looking for a quality used car with flexible financing? Ahttps://www.sassautogroup.com/t S.A.S.S. Auto Group, we make car buying easy with competitive financing options tailored to your budget. Whether you have great credit or need alternative financing solutions, we’re here to help.

Call us today at 519-822-2277 or visit us to buy a Used Car in Guelph and drive home with confidence!

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955 Woodlawn Rd W,
Guelph, ON
N1K 1C9

Sales: 519.822.2277

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