• 955 Woodlawn Rd W, Guelph, ON, N1K 1C9
  • Sales: 519.822.2277
  • Facebook
  • Instagram
  • Home
  • Inventory
    • All Inventories
    • Sold Inventory
    • Featured Inventory
    • Book a test drive
    • Get A Quote
    • Warranty Information
    • Vehicle Locator
  • Trade-In Appraisal
  • Financing
    • Finance Department
    • Payment Calculator
    • Apply For Financing
  • Service
    • Auto Detailing
    • Book A Service Appointment
  • Dealership
    • About Us
    • Reviews
    • Career Opportunities
    • Our Team
  • Blog
  • Contact us






  • Home
  • Inventory
    • All Inventories
    • Sold Inventory
    • Featured Inventory
    • Book a test drive
    • Get A Quote
    • Warranty Information
    • Vehicle Locator
  • Trade-In Appraisal
  • Financing
    • Finance Department
    • Payment Calculator
    • Apply For Financing
  • Service
    • Auto Detailing
    • Book A Service Appointment
  • Dealership
    • About Us
    • Reviews
    • Career Opportunities
    • Our Team
  • Blog
  • Contact us

2012 BMW 650xi 650i Coupe

VIN #: WBALX5C51CC894457

STOCK #: 9245

Window Sticker

$22,995.00

+ Taxes And Licensing
$0.00/Bi-Weekly*

$0.00 downpayment, 0.00% APR for 0 Months.

About this vehicle

  • Odometer: 113,777 KM
  • Body Style: Coupe
  • Exterior Colour: Blue
  • Transmission: Automatic
  • Interior Colour: Black
  • Doors: 4 Door
  • Fuel Type: Gasoline Fuel
  • Condition: Used

Estimate Your Payments

Request Information
Book A Test Drive
Apply For Financing
Reserve Now
Print Window Sticker

Vehicle Description

2012 BMW 650xi Coupe for Sale in Guelph, Ontario


Driving Highlights


The 2012 BMW 650xi Coupe is a luxury grand touring vehicle built for drivers who want performance, comfort, and year round usability. With 113,777 km, this coupe offers a strong balance of value and premium driving experience for buyers searching for a used BMW 650xi Coupe for sale in Guelph.


Under the hood, the 650xi features a powerful turbocharged V8 engine that delivers smooth and confident acceleration. BMW designed this engine to provide effortless highway passing power while still maintaining refined cruising capability. The automatic transmission complements this performance with smooth gear changes that support both relaxed driving and spirited moments behind the wheel.


One of the key highlights of the 650xi is the intelligent all wheel drive system. Ontario drivers often face changing weather conditions, including rain, snow, and cold temperatures. The BMW xDrive system distributes power to maintain traction and stability, helping drivers feel more confident during commutes and weekend travel across Guelph, Kitchener, and Waterloo.


The coupe body style adds a sporty character while still offering interior comfort. The blue exterior creates a distinctive presence on the road, while the black interior provides a modern and upscale cabin environment. Premium materials, supportive seating, and driver focused controls reflect BMW craftsmanship during this model generation.


Inside, comfort features enhance everyday usability. Heated front seats help during cold Ontario mornings, while cooled seats add comfort in warmer months. A heated steering wheel is another practical feature that improves winter driving comfort. Together, these features make the 650xi suitable for year round ownership rather than just seasonal driving.


The driving experience focuses on balance. The suspension absorbs road imperfections while maintaining responsive cornering. Steering remains precise, allowing drivers to enjoy winding rural roads around Guelph or smooth highway cruising toward nearby cities. This combination makes the 650xi feel like both a luxury coupe and a performance vehicle.


Ownership expectations for this model often include strong performance, premium interior quality, and advanced comfort features for its time. Buyers appreciate the combination of V8 power and AWD capability, which is less common among luxury coupes. Routine maintenance and proper servicing help preserve the driving experience long term.


For shoppers exploring used cars Guelph Ontario, this BMW 650xi Coupe presents a compelling option. It suits drivers looking for a luxury coupe with everyday usability and winter confidence. If you are searching for a BMW 650xi near Kitchener, used cars near Waterloo, or used vehicles Cambridge Ontario, this coupe delivers a refined and enjoyable driving experience.


Quick Highlights

  • 113,777 KM mileage
  • Turbocharged V8 engine
  • Automatic transmission
  • BMW xDrive all wheel drive system
  • Blue exterior colour
  • Black interior colour
  • Heated front seats
  • Cooled front seats
  • Heated steering wheel
  • Coupe body design


Why Buy This Car in Guelph

S.A.S.S. Auto Group proudly serves Guelph and surrounding Ontario communities including Kitchener, Waterloo, and Cambridge. Vehicles are carefully selected and may include a Carfax report to support buyer confidence. Competitive pricing helps local customers access premium vehicles at strong value.


Financing and Trade In Options

Financing options are available throughout Ontario with flexible solutions for different credit situations. All credit is welcome, and trade ins are accepted to help simplify your purchase. The dealership team can assist you through available financing steps.


Visit S.A.S.S. Auto Group in Guelph

Visit S.A.S.S. Auto Group at 955 Woodlawn Road West, Guelph, Ontario N1K 1C9 or call 519-822-2277 to learn more. Book a test drive today and experience the 2012 BMW 650xi Coupe for yourself.


Frequently Asked Questions


Is the 2012 BMW 650xi Coupe good for Ontario winters?

Yes, the BMW xDrive all wheel drive system improves traction on wet and snowy roads. Combined with winter tires, this coupe can be driven comfortably through Ontario winter conditions.


Can I finance this BMW 650xi in Ontario?

Financing is available for Ontario buyers with various credit backgrounds. The dealership team can review options and help structure a payment plan suited to your needs.

Do you accept trade ins for this vehicle?

Trade ins are accepted and can be applied toward the purchase price. Vehicle value depends on condition, mileage, and market demand at the time of appraisal.


What maintenance should I expect for this BMW?

Routine maintenance includes oil services, brake inspections, tire rotations, and regular system checks. Following service schedules helps maintain performance and long term ownership satisfaction.


Is service history available for this coupe?

Service history details may be available along with a Carfax report. This information can help buyers understand previous ownership and maintenance activity.


How do I schedule a test drive in Guelph?

You can call or visit S.A.S.S. Auto Group to arrange a test drive. Staff will prepare the vehicle and answer questions during your visit.


Is the BMW 650xi practical for daily driving?

Yes, the 650xi offers comfort features, strong performance, and AWD capability, making it suitable for commuting, highway travel, and weekend driving.


Is this BMW currently available for purchase?

Vehicle availability may change as inventory moves quickly. Contact S.A.S.S. Auto Group directly to confirm availability and schedule a viewing appointment.

Standard
Anti-Theft & Locks
Power Door Locks
Vehicle Anti-Theft
Braking & Traction
ABS Brakes
Automatic Load-Leveling
Electronic Brake Assistance
Traction Control
Vehicle Stability Control System
Safety
Driver Airbag
Front Side Airbag
Front Side Airbag With Head Protection
Passenger Airbag
Side Head Curtain Airbag
Electronic Parking Aid
Trunk Anti-Trap Device
Remote Controls & Release
Keyless Entry
Climate Control
Air Conditioning
Separate Driver/Front Passenger Climate Controls
Interior Features
Cruise Control
Tachometer
Tilt Steering Column
Leather Steering Wheel
Steering Wheel Mounted Controls
Telescopic Steering Column
Genuine Wood Trim
Tire Pressure Monitor
Trip Computer
Entertainment, Communication & Navigation
AM/FM Radio
CD Player
Navigation Aid
Subwoofer
Seat
Driver Multi-Adjustable Power Seat
Front Power Lumbar Support
Front Power Memory Seat
Leather Seat
Passenger Multi-Adjustable Power Seat
Roof
Power Sunroof
Manual Sunroof
Exterior Lighting
Automatic Headlights
Daytime Running Lights
Fog Lights
High Intensity Discharge Headlights
Exterior Features
Front Air Dam
Tires & Wheels
Alloy Wheels
Run Flat Tires
Mirrors & Windows & Wipers
Power Windows
Electrochromic Exterior Rearview Mirror
Heated Exterior Mirror
Electrochromic Interior Rearview Mirror
Power Adjustable Exterior Mirror
Interval Wipers
Rain Sensing Wipers
Rear Window Defogger
Convenience & Comfort
Keyless Start
Technical Specifications
Chassis
Anti-Brake System 4-Wheel ABS
Steering Type R&P
Front Brake Type Disc
Rear Brake Type Disc
Front Suspension IND
Rear Suspension IND
Front Spring Type Coil
Rear Spring Type Coil
Run Flat Tires Std.
Capacities
Standard Seating 4
Vehicle Options
Interior Features
Heated Steering Wheel
Seat
Front Cooled Seat
Front Heated Seat
Custom Features

$22,995.00

+ Taxes and Licensing
$0.00/Bi-Weekly*

$0.00 downpayment, 0.00% APR for 0 Months.

Estimate Your Payments

Request Information
Book A Test Drive
Apply For Financing
Reserve Now
Print Window Sticker

Request Information

2012 BMW 650xi

Speak with a Personal Internet Manager 519.822.2277

Reserve Online

  • 1 Contact Details
  • 2 Online Deposit
  • 3 Confirmation

Contact Details

Lets get started! Please provide your contact information.

Reserve Online

  • 1 Contact Details
  • 2 Online Deposit
  • 3 Confirmation

Contact Details

Lets get started! Please provide your contact information.

Calculate My Payment
$
$
$
$
Mo
%
%
Vehicle Price

Vehicle Price $22,995.00

Finance Total $32,900

Finance Payment

Loan Term 0 Months

Interest Rate 0%

Frequency Bi-Weekly

$138 / Bi-Weekly

Apply For Financing

Payments calculated using this tool are estimates only and do not include applicable taxes, licensing and fees. Actual prices and payment may be different. Financing payment calculations are based on APR, term and on approved credit and not all customers will qualify. This tool should be used as a guide, and all finance terms must be verified before a sale is complete. Visit dealership for more details.

Every reasonable effort is made to ensure the accuracy of the information listed above. Vehicle pricing, incentives, options (including standard equipment), and technical specifications listed is for the 2012 BMW 650xi 650i Coupe may not match the exact vehicle displayed. Please confirm with a sales representative the accuracy of this information.Payment amounts presented are for illustrative purposes only and may not be available. The Estimated Finance Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Please contact dealer for actual rates and more details.

Buying a used car is a smart financial decision for many people. It allows you to get a reliable vehicle at a lower cost compared to new cars, while also avoiding rapid depreciation. But buyers’ common question is: Can you finance a used car? The answer is yes! Financing a used car is possible and a practical option for many buyers.

In this guide, we’ll explain everything you need to know about financing a used car, including loan options, eligibility requirements, and tips for getting the best deal.

How Does Used Car Financing Work?

Used car financing works similarly to financing a new car. Instead of paying the full price upfront, you take out a loan and make monthly payments over a set period. The lender provides the funds to buy the car, and you agree to repay the loan with interest over time.

Financing a used car typically involves:

  • Choosing a vehicle that fits your budget.
  • Applying for a loan through a bank, credit union, or dealership.
  • Getting approved based on your credit score, income, and other factors.
  • Making monthly payments until the loan is paid off.

Where Can You Get Financing for a Used Car?

There are several ways to finance a used car, each with its own benefits:

1. Dealership Financing

Many used car dealerships, including S.A.S.S. Auto Group, offer financing options directly to buyers. Dealership financing is convenient because you can choose your car and arrange financing in one place. Some dealerships work with multiple lenders, giving you access to competitive rates.

2. Bank Loans

Banks offer auto loans with fixed interest rates and repayment terms. If you have a good credit score, you may qualify for lower interest rates through a bank. However, banks may have stricter requirements for used car financing compared to dealerships or credit unions.

3. Credit Union Loans

Credit unions often provide better interest rates than banks, especially for members. If you’re part of a credit union, it’s worth checking their loan options before deciding.

4. Online Lenders

Online auto lenders offer quick and easy financing applications, often providing pre-approval within minutes. They can be a good option if you’re looking for flexible terms and competitive rates.

What Are the Requirements for Financing a Used Car?

Lenders consider several factors before approving a loan for a used car. These include:

  • Credit Score: A higher credit score usually results in better interest rates and loan terms.
  • Income and Employment Stability: Lenders want to ensure you can afford the monthly payments.
  • Down Payment: Some lenders require a down payment, which can lower your loan amount and monthly payments.
  • Loan Term: Used car loans typically range from 24 to 72 months.
  • Vehicle Age and Mileage: Some lenders have restrictions on financing older cars or those with high mileage.

How to Get the Best Deal on Used Car Financing

If you want to secure the best financing deal, follow these tips:

1. Check Your Credit Score First

Before applying for a loan, review your credit score. If it’s low, consider improving it by paying off existing debts or making timely payments.

2. Compare Interest Rates

Interest rates vary by lender, so shop for the best deal. Even a small difference in interest rates can save you a significant amount over the life of the loan.

3. Choose a Loan Term That Works for You

A shorter loan term means higher monthly payments but less interest paid over time. A longer term lowers your monthly payments but increases the total interest cost.

4. Make a Larger Down Payment

If possible, put down a larger down payment. This reduces the amount you need to borrow and may qualify you for better interest rates.

5. Get Pre-Approved

Pre-approval gives you a clear idea of how much you can afford before shopping for a car. It also helps you negotiate better terms with dealers.

6. Read the Loan Agreement Carefully

Before signing, read all the terms and conditions, including interest rates, repayment terms, and any additional fees.

Common Myths About Used Car Financing

There are many misconceptions about financing a used car. Let’s clear up a few of them:

Myth 1: You Need Perfect Credit to Get Approved

While a higher credit score helps secure better rates, many lenders offer financing options for people with less-than-perfect credit.

Myth 2: Used Car Loans Have Extremely High Interest Rates

While used car loans may have slightly higher interest rates than new car loans, they are often still affordable, especially if you have good credit.

Myth 3: Dealership Financing Is Always More Expensive

Many dealerships work with multiple lenders to offer competitive rates. Sometimes, dealership financing is just as good or even better than banks or credit unions.

Is Financing a Used Car a Good Idea?

Financing a used car is a great option for buyers who want to spread out payments over time instead of paying upfront. It allows you to afford a better vehicle while keeping your monthly budget manageable. However, it’s essential to choose a loan with favourable terms to avoid paying too much in interest.

Final Thoughts

Yes, you can finance a used car, and it’s a practical solution for many buyers. By understanding your loan options, comparing rates, and making informed financial decisions, you can drive away in a reliable vehicle without breaking the bank.

Buy a Used Car in Guelph with Flexible Financing Options

Looking for a quality used car with flexible financing? Ahttps://www.sassautogroup.com/t S.A.S.S. Auto Group, we make car buying easy with competitive financing options tailored to your budget. Whether you have great credit or need alternative financing solutions, we’re here to help.

Call us today at 519-822-2277 or visit us to buy a Used Car in Guelph and drive home with confidence!

IMPORTANT LINKS

  • Home
  • Finance
  • Trade-In Appraisal
  • Contact Us

Quick Links

  • Inventory
  • Book A Service Appointment
  • Book A Test Drive

OUR HOURS

Monday 9:00 AM to 6:00 PM
Tuesday 9:00 AM to 6:00 PM
Wednesday 9:00 AM to 6:00 PM
Thursday 9:00 AM to 6:00 PM
Friday 9:00 AM to 5:00 PM
Saturday 9:00 AM to 3:00 PM
Sunday Closed

Our Contacts

955 Woodlawn Rd W,
Guelph, ON
N1K 1C9

Sales: 519.822.2277

  Inventory  Financing  Contact Us  Trade-In

    • Facebook
    • Instagram

© 2022 S.A.S.S. AUTO GROUP . All rights reserved. Privacy Policy | Terms & Conditions | Site Map | Powered by