• 955 Woodlawn Rd W, Guelph, ON, N1K 1C9
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    • Featured Inventory
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    • Vehicle Locator
  • Trade-In Appraisal
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2012 BMW 650xi Coupe

VIN #: WBALX5C59CC894349

STOCK #: 9237

Window Sticker

$23,995.00

+ Taxes And Licensing
$0.00/Bi-Weekly*

$0.00 downpayment, 0.00% APR for 0 Months.

About this vehicle

  • Odometer: 92,240 KM
  • Body Style: Coupe
  • Exterior Colour: Black
  • Transmission: Automatic
  • Interior Colour: Black
  • Drive Train: 4-Wheel Drive
  • Doors: 4 Door
  • Fuel Type: Gasoline Fuel
  • Condition: Used

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Vehicle Description

2012 BMW 650xi Coupe for Sale in Guelph, Ontario


Driving Highlights


The 2012 BMW 650xi Coupe is a luxury grand touring car that blends sporty performance with everyday comfort. This model is designed for drivers who enjoy strong acceleration, smooth highway cruising, and premium cabin quality. With 92,240 km on the odometer, this coupe offers balanced mileage and strong value for buyers looking for a used BMW 650xi for sale in Guelph.


Power comes from a 4.4 litre twin turbo V8 engine that delivers impressive performance. Acceleration feels quick and effortless, making highway merging and passing simple. The sport automatic transmission responds smoothly while allowing more engaging driving when needed. Together, the engine and transmission create a refined yet exciting driving experience.


Ontario roads can vary from smooth highways to uneven city streets. The BMW xDrive all wheel drive system helps provide stability in changing conditions. Snowfall, rain, and colder temperatures are common across Guelph, Kitchener, Waterloo, and Cambridge. This AWD system helps improve traction and control, making the coupe more usable year round than many traditional sports cars.


The exterior black finish gives the vehicle a sleek and sophisticated presence. Inside, the black interior features high quality materials, wood trim, and ambient lighting that create a premium environment. Climate controlled front seats offer both heating and cooling, which improves comfort during hot summers and cold winters. Memory seating and lumbar support help tailor the driving position for longer trips.


Technology and driver focused features add convenience. The Professional Navigation system provides clear guidance for local travel, while the head up display keeps key information in your line of sight. The HiFi professional sound system delivers rich audio quality, making commutes or road trips more enjoyable. Smartphone connectivity, USB audio interface, and satellite radio further enhance entertainment options.


Driver assistance features help support awareness on busy Ontario roads. Lane departure warning, lane change warning, surround view camera, adaptive cruise control with stop and go, and park distance control all work together to simplify driving and parking. Adaptive LED headlights and high beam assist also improve visibility during nighttime driving.


Ride comfort remains a highlight of the 6 Series platform. Electronic damper control allows the suspension to adapt between comfort and sport settings. This makes the car capable of relaxed highway cruising while still offering confident cornering when desired. Soft close automatic doors and comfort access add a touch of luxury to daily use.


For buyers searching used cars Guelph Ontario, this BMW 650xi Coupe offers a unique blend of performance and elegance. It suits drivers who want a luxury coupe that remains practical in Canadian weather. If you are browsing a BMW 650xi near Kitchener, used cars near Waterloo, or used vehicles Cambridge Ontario, this model stands out with its reputation for grand touring comfort and premium driving feel.


Quick Highlights

  • 92,240 KM mileage
  • 4.4L twin turbo V8 engine
  • Sport automatic transmission
  • xDrive all wheel drive
  • Black exterior colour
  • Black leather interior with wood trim
  • Climate controlled front seats
  • Head up display
  • Professional navigation system
  • Surround view and park distance control
  • Adaptive LED headlights


Why Buy This Car in Guelph

S.A.S.S. Auto Group is a trusted local dealership serving Guelph along with nearby communities such as Kitchener, Waterloo, and Cambridge. We offer used car in Guelph, ON, Vehicles are carefully selected and typically include a Carfax report for added transparency. Competitive pricing helps make premium vehicles like this BMW more accessible for Ontario buyers.


Financing and Trade In Options

Financing is available across Ontario with flexible solutions designed to suit many credit situations. All credit is welcome, and trade ins are accepted to help reduce your purchase cost. The dealership team can help you explore options and complete the process smoothly.


Visit S.A.S.S. Auto Group in Guelph

Visit S.A.S.S. Auto Group at 955 Woodlawn Road West, Guelph, Ontario N1K 1C9 or call 519-822-2277 to learn more. Schedule a test drive today and experience this 2012 BMW 650xi Coupe on the road.


Frequently Asked Questions


Is the 2012 BMW 650xi Coupe suitable for Ontario winters?

Yes, the xDrive all wheel drive system helps improve traction on snowy and wet roads. Combined with winter tires, this coupe can handle Ontario winter driving more confidently than rear wheel drive sports cars.


Can I finance this BMW 650xi in Ontario?

Yes, financing options are available for Ontario buyers. Different credit situations can be considered, and the dealership team can explain available payment plans and help you complete an application.


Do you accept trade ins for this BMW?

Trade ins are accepted and can be applied toward your purchase. Your current vehicle will be evaluated based on condition and market demand to help determine a fair value for your upgrade.


What maintenance should I expect with this model?

Routine service includes oil changes, brake inspections, tire maintenance, and scheduled fluid checks. Regular maintenance helps maintain performance and reliability, especially for a twin turbo luxury vehicle.


Is service history available for this vehicle?

Service history information may be available along with a Carfax report. This helps provide insight into previous maintenance and ownership, allowing buyers to make a more informed decision.


How do I schedule a test drive in Guelph?

You can call ahead or visit the dealership to book a test drive. Staff will prepare the vehicle and review key features so you can experience the driving feel and comfort firsthand.


Is the BMW 650xi Coupe comfortable for long drives?

Yes, the coupe is designed for grand touring comfort. Features such as climate controlled seats, adjustable suspension, and premium audio help make longer trips relaxing and enjoyable.


Is this vehicle currently available for purchase?

Availability can change as vehicles sell quickly. Contact S.A.S.S. Auto Group directly to confirm current availability and arrange a viewing or reservation.

Standard
Anti-Theft & Locks
Power Door Locks
Vehicle Anti-Theft
Braking & Traction
ABS Brakes
Automatic Load-Leveling
Electronic Brake Assistance
Traction Control
Vehicle Stability Control System
Safety
Driver Airbag
Front Side Airbag
Front Side Airbag With Head Protection
Passenger Airbag
Side Head Curtain Airbag
Electronic Parking Aid
Trunk Anti-Trap Device
Remote Controls & Release
Keyless Entry
Climate Control
Air Conditioning
Separate Driver/Front Passenger Climate Controls
Interior Features
Cruise Control
Tachometer
Tilt Steering Column
Leather Steering Wheel
Steering Wheel Mounted Controls
Telescopic Steering Column
Genuine Wood Trim
Tire Pressure Monitor
Trip Computer
Entertainment, Communication & Navigation
AM/FM Radio
CD Player
Navigation Aid
Subwoofer
Seat
Driver Multi-Adjustable Power Seat
Front Power Lumbar Support
Front Power Memory Seat
Leather Seat
Passenger Multi-Adjustable Power Seat
Roof
Power Sunroof
Manual Sunroof
Exterior Lighting
Automatic Headlights
Daytime Running Lights
Fog Lights
High Intensity Discharge Headlights
Exterior Features
Front Air Dam
Tires & Wheels
Alloy Wheels
Run Flat Tires
Mirrors & Windows & Wipers
Power Windows
Electrochromic Exterior Rearview Mirror
Heated Exterior Mirror
Electrochromic Interior Rearview Mirror
Power Adjustable Exterior Mirror
Interval Wipers
Rain Sensing Wipers
Rear Window Defogger
Convenience & Comfort
Keyless Start
Technical Specifications
Chassis
Anti-Brake System 4-Wheel ABS
Steering Type R&P
Front Brake Type Disc
Rear Brake Type Disc
Front Suspension IND
Rear Suspension IND
Front Spring Type Coil
Rear Spring Type Coil
Run Flat Tires Std.
Capacities
Standard Seating 4
Vehicle Options
Interior Features
Heated Steering Wheel
Seat
Front Cooled Seat
Front Heated Seat
Custom Features
  • Four-Wheel Drive

$23,995.00

+ Taxes and Licensing
$0.00/Bi-Weekly*

$0.00 downpayment, 0.00% APR for 0 Months.

Estimate Your Payments

Request Information
Book A Test Drive
Apply For Financing
Reserve Now
Print Window Sticker

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2012 BMW 650xi

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Vehicle Price

Vehicle Price $23,995.00

Finance Total $32,900

Finance Payment

Loan Term 0 Months

Interest Rate 0%

Frequency Bi-Weekly

$138 / Bi-Weekly

Apply For Financing

Payments calculated using this tool are estimates only and do not include applicable taxes, licensing and fees. Actual prices and payment may be different. Financing payment calculations are based on APR, term and on approved credit and not all customers will qualify. This tool should be used as a guide, and all finance terms must be verified before a sale is complete. Visit dealership for more details.

Every reasonable effort is made to ensure the accuracy of the information listed above. Vehicle pricing, incentives, options (including standard equipment), and technical specifications listed is for the 2012 BMW 650xi Coupe may not match the exact vehicle displayed. Please confirm with a sales representative the accuracy of this information.Payment amounts presented are for illustrative purposes only and may not be available. The Estimated Finance Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Please contact dealer for actual rates and more details.

Buying a used car is a smart financial decision for many people. It allows you to get a reliable vehicle at a lower cost compared to new cars, while also avoiding rapid depreciation. But buyers’ common question is: Can you finance a used car? The answer is yes! Financing a used car is possible and a practical option for many buyers.

In this guide, we’ll explain everything you need to know about financing a used car, including loan options, eligibility requirements, and tips for getting the best deal.

How Does Used Car Financing Work?

Used car financing works similarly to financing a new car. Instead of paying the full price upfront, you take out a loan and make monthly payments over a set period. The lender provides the funds to buy the car, and you agree to repay the loan with interest over time.

Financing a used car typically involves:

  • Choosing a vehicle that fits your budget.
  • Applying for a loan through a bank, credit union, or dealership.
  • Getting approved based on your credit score, income, and other factors.
  • Making monthly payments until the loan is paid off.

Where Can You Get Financing for a Used Car?

There are several ways to finance a used car, each with its own benefits:

1. Dealership Financing

Many used car dealerships, including S.A.S.S. Auto Group, offer financing options directly to buyers. Dealership financing is convenient because you can choose your car and arrange financing in one place. Some dealerships work with multiple lenders, giving you access to competitive rates.

2. Bank Loans

Banks offer auto loans with fixed interest rates and repayment terms. If you have a good credit score, you may qualify for lower interest rates through a bank. However, banks may have stricter requirements for used car financing compared to dealerships or credit unions.

3. Credit Union Loans

Credit unions often provide better interest rates than banks, especially for members. If you’re part of a credit union, it’s worth checking their loan options before deciding.

4. Online Lenders

Online auto lenders offer quick and easy financing applications, often providing pre-approval within minutes. They can be a good option if you’re looking for flexible terms and competitive rates.

What Are the Requirements for Financing a Used Car?

Lenders consider several factors before approving a loan for a used car. These include:

  • Credit Score: A higher credit score usually results in better interest rates and loan terms.
  • Income and Employment Stability: Lenders want to ensure you can afford the monthly payments.
  • Down Payment: Some lenders require a down payment, which can lower your loan amount and monthly payments.
  • Loan Term: Used car loans typically range from 24 to 72 months.
  • Vehicle Age and Mileage: Some lenders have restrictions on financing older cars or those with high mileage.

How to Get the Best Deal on Used Car Financing

If you want to secure the best financing deal, follow these tips:

1. Check Your Credit Score First

Before applying for a loan, review your credit score. If it’s low, consider improving it by paying off existing debts or making timely payments.

2. Compare Interest Rates

Interest rates vary by lender, so shop for the best deal. Even a small difference in interest rates can save you a significant amount over the life of the loan.

3. Choose a Loan Term That Works for You

A shorter loan term means higher monthly payments but less interest paid over time. A longer term lowers your monthly payments but increases the total interest cost.

4. Make a Larger Down Payment

If possible, put down a larger down payment. This reduces the amount you need to borrow and may qualify you for better interest rates.

5. Get Pre-Approved

Pre-approval gives you a clear idea of how much you can afford before shopping for a car. It also helps you negotiate better terms with dealers.

6. Read the Loan Agreement Carefully

Before signing, read all the terms and conditions, including interest rates, repayment terms, and any additional fees.

Common Myths About Used Car Financing

There are many misconceptions about financing a used car. Let’s clear up a few of them:

Myth 1: You Need Perfect Credit to Get Approved

While a higher credit score helps secure better rates, many lenders offer financing options for people with less-than-perfect credit.

Myth 2: Used Car Loans Have Extremely High Interest Rates

While used car loans may have slightly higher interest rates than new car loans, they are often still affordable, especially if you have good credit.

Myth 3: Dealership Financing Is Always More Expensive

Many dealerships work with multiple lenders to offer competitive rates. Sometimes, dealership financing is just as good or even better than banks or credit unions.

Is Financing a Used Car a Good Idea?

Financing a used car is a great option for buyers who want to spread out payments over time instead of paying upfront. It allows you to afford a better vehicle while keeping your monthly budget manageable. However, it’s essential to choose a loan with favourable terms to avoid paying too much in interest.

Final Thoughts

Yes, you can finance a used car, and it’s a practical solution for many buyers. By understanding your loan options, comparing rates, and making informed financial decisions, you can drive away in a reliable vehicle without breaking the bank.

Buy a Used Car in Guelph with Flexible Financing Options

Looking for a quality used car with flexible financing? Ahttps://www.sassautogroup.com/t S.A.S.S. Auto Group, we make car buying easy with competitive financing options tailored to your budget. Whether you have great credit or need alternative financing solutions, we’re here to help.

Call us today at 519-822-2277 or visit us to buy a Used Car in Guelph and drive home with confidence!

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Our Contacts

955 Woodlawn Rd W,
Guelph, ON
N1K 1C9

Sales: 519.822.2277

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