• 955 Woodlawn Rd W, Guelph, ON, N1K 1C9
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  • Home
  • Inventory
    • All Inventories
    • Sold Inventory
    • Featured Inventory
    • Book a test drive
    • Get A Quote
    • Warranty Information
    • Vehicle Locator
  • Trade-In Appraisal
  • Financing
    • Finance Department
    • Payment Calculator
    • Apply For Financing
  • Service
    • Auto Detailing
    • Book A Service Appointment
  • Dealership
    • About Us
    • Reviews
    • Career Opportunities
    • Our Team
  • Blog
  • Contact us

2014 BMW X6 xDrive35i

VIN #: 5UXFG2C56E0C45211

STOCK #: 9303

Window Sticker

$31,995.00

+ Taxes And Licensing
$0.00/Bi-Weekly*

$0.00 downpayment, 0.00% APR for 0 Months.

About this vehicle

  • Odometer: 110,795 KM
  • Body Style: SUV-Crossover
  • Exterior Colour: White
  • Transmission: Automatic
  • Interior Colour: Brown
  • Drive Train: All Wheel Drive
  • Doors: 4 Door
  • Fuel Type: Gasoline Fuel
  • Condition: Used

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Vehicle Description

ALL TRADE IN’s WelcomeLocated @ 955 Woodlawn Road West Guelph. In the heart of Guelph Automall. We carry a wide variety of luxury products. All vehicles come with Carfax report & full detail. Finance options available through all major banks. Check us out on Instagram @sassautogroup or website www.s assautogroup.com


S403     Glass Roof, Electrical

S417     Roller Sun Visor, Rear Door

S423     Floor Mats Velours

S430     Interior/Outside Mirror With Auto Dip

S431     Interior Mirror With Automatic-Dip

S441     Smoker Package

S456     Comfort Seat With Memory

S464     Ski Bag

S488     Lumbar Support, Driver And Passenger

S494     Seat Heating Driver/Passenger

S496     Seat Heating, Rear

S4AZ     Fine-Wood Trim Bamboo Grain Dark

S4NA    Interior Mirror With Digital Compass

S4NB    Autom. Climate Control With 4-Zone Ctrl

S4NE     Blow-By Heater

S4UK     5-Seater



Multimedia

S609     Navigation System Professional

S620     Voice Control

S639     Preparation F Mobile Phone Cpl. USA/CDN

S645     BMW US Radio

S676     HiFi Speaker System

S693     Preparation BMW Satellite Radio

S694     Provisions For BMW 6 CD Changer

S697     Area-Code 1 For DVD

S6AA     BMW TeleServices

S6AB     Control, Teleservices

S6FL      USB/Audio Interface

S6NF     Music Interface For Smartphone

S6NR    Apps

S6VC     Control, Combox


Driver Assistance And Lightning

S502     Headlight Cleaning System

S508     Park Distance Control (PDC)

S521     Rain Sensor

S522     Xenon Light

S524     Adaptive Headlights

S544     Cruise Control With Brake Function

S548     Kilometre Speedo

S563     Light Package

S575     Additional 12V Sockets



Wheels And Drive

S212     Equipment, Brake Syst. Country-Specific

S245     Steering Wheel Column Adjustment,Electr.

S248     Steering Wheel Heater

S2A3     BMW LA Wheel, Double Spoke 424


Environment And Safety

S302     Alarm System

S316     Automatic Trunk Lid Mechanism

S319     Integrated Universal Remote Control

S322     Comfort Access

S3AH     Reversing Camera And Top View

S823     Hot-Climate Version

S838     National Version Canada

S853     Language Version, English

S876     Radio Frequency 315 MHz

S8KC     Dummy-SALAPA

S8S4      Decoding, Variable Light Distribution

S8SC     Telematics Access Request,Country-Spec.

S8SL      Trailer Coupling Preparation

S8SM    Car Ident. Number Visible From Outside


Individual Equipment

S761     Individual Sunshade Glazing


Other Equipment

S1CA     Selection Of COP-Relevant Vehicles

SA105   105 Ah AGM Battery

Custom Features
  • All Wheel Drive

$31,995.00

+ Taxes and Licensing
$0.00/Bi-Weekly*

$0.00 downpayment, 0.00% APR for 0 Months.

Estimate Your Payments

Reserve Now
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2014 BMW X6

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Calculate My Payment
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Mo
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Vehicle Price

Vehicle Price $31,995.00

Finance Total $32,900

Finance Payment

Loan Term 0 Months

Interest Rate 0%

Frequency Bi-Weekly

$138 / Bi-Weekly

Payments calculated using this tool are estimates only and do not include applicable taxes, licensing and fees. Actual prices and payment may be different. Financing payment calculations are based on APR, term and on approved credit and not all customers will qualify. This tool should be used as a guide, and all finance terms must be verified before a sale is complete. Visit dealership for more details.

Every reasonable effort is made to ensure the accuracy of the information listed above. Vehicle pricing, incentives, options (including standard equipment), and technical specifications listed is for the 2014 BMW X6 xDrive35i may not match the exact vehicle displayed. Please confirm with a sales representative the accuracy of this information.Payment amounts presented are for illustrative purposes only and may not be available. The Estimated Finance Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Please contact dealer for actual rates and more details.

Buying a used car is a smart financial decision for many people. It allows you to get a reliable vehicle at a lower cost compared to new cars, while also avoiding rapid depreciation. But buyers’ common question is: Can you finance a used car? The answer is yes! Financing a used car is possible and a practical option for many buyers.

In this guide, we’ll explain everything you need to know about financing a used car, including loan options, eligibility requirements, and tips for getting the best deal.

How Does Used Car Financing Work?

Used car financing works similarly to financing a new car. Instead of paying the full price upfront, you take out a loan and make monthly payments over a set period. The lender provides the funds to buy the car, and you agree to repay the loan with interest over time.

Financing a used car typically involves:

  • Choosing a vehicle that fits your budget.
  • Applying for a loan through a bank, credit union, or dealership.
  • Getting approved based on your credit score, income, and other factors.
  • Making monthly payments until the loan is paid off.

Where Can You Get Financing for a Used Car?

There are several ways to finance a used car, each with its own benefits:

1. Dealership Financing

Many used car dealerships, including S.A.S.S. Auto Group, offer financing options directly to buyers. Dealership financing is convenient because you can choose your car and arrange financing in one place. Some dealerships work with multiple lenders, giving you access to competitive rates.

2. Bank Loans

Banks offer auto loans with fixed interest rates and repayment terms. If you have a good credit score, you may qualify for lower interest rates through a bank. However, banks may have stricter requirements for used car financing compared to dealerships or credit unions.

3. Credit Union Loans

Credit unions often provide better interest rates than banks, especially for members. If you’re part of a credit union, it’s worth checking their loan options before deciding.

4. Online Lenders

Online auto lenders offer quick and easy financing applications, often providing pre-approval within minutes. They can be a good option if you’re looking for flexible terms and competitive rates.

What Are the Requirements for Financing a Used Car?

Lenders consider several factors before approving a loan for a used car. These include:

  • Credit Score: A higher credit score usually results in better interest rates and loan terms.
  • Income and Employment Stability: Lenders want to ensure you can afford the monthly payments.
  • Down Payment: Some lenders require a down payment, which can lower your loan amount and monthly payments.
  • Loan Term: Used car loans typically range from 24 to 72 months.
  • Vehicle Age and Mileage: Some lenders have restrictions on financing older cars or those with high mileage.

How to Get the Best Deal on Used Car Financing

If you want to secure the best financing deal, follow these tips:

1. Check Your Credit Score First

Before applying for a loan, review your credit score. If it’s low, consider improving it by paying off existing debts or making timely payments.

2. Compare Interest Rates

Interest rates vary by lender, so shop for the best deal. Even a small difference in interest rates can save you a significant amount over the life of the loan.

3. Choose a Loan Term That Works for You

A shorter loan term means higher monthly payments but less interest paid over time. A longer term lowers your monthly payments but increases the total interest cost.

4. Make a Larger Down Payment

If possible, put down a larger down payment. This reduces the amount you need to borrow and may qualify you for better interest rates.

5. Get Pre-Approved

Pre-approval gives you a clear idea of how much you can afford before shopping for a car. It also helps you negotiate better terms with dealers.

6. Read the Loan Agreement Carefully

Before signing, read all the terms and conditions, including interest rates, repayment terms, and any additional fees.

Common Myths About Used Car Financing

There are many misconceptions about financing a used car. Let’s clear up a few of them:

Myth 1: You Need Perfect Credit to Get Approved

While a higher credit score helps secure better rates, many lenders offer financing options for people with less-than-perfect credit.

Myth 2: Used Car Loans Have Extremely High Interest Rates

While used car loans may have slightly higher interest rates than new car loans, they are often still affordable, especially if you have good credit.

Myth 3: Dealership Financing Is Always More Expensive

Many dealerships work with multiple lenders to offer competitive rates. Sometimes, dealership financing is just as good or even better than banks or credit unions.

Is Financing a Used Car a Good Idea?

Financing a used car is a great option for buyers who want to spread out payments over time instead of paying upfront. It allows you to afford a better vehicle while keeping your monthly budget manageable. However, it’s essential to choose a loan with favourable terms to avoid paying too much in interest.

Final Thoughts

Yes, you can finance a used car, and it’s a practical solution for many buyers. By understanding your loan options, comparing rates, and making informed financial decisions, you can drive away in a reliable vehicle without breaking the bank.

Buy a Used Car in Guelph with Flexible Financing Options

Looking for a quality used car with flexible financing? Ahttps://www.sassautogroup.com/t S.A.S.S. Auto Group, we make car buying easy with competitive financing options tailored to your budget. Whether you have great credit or need alternative financing solutions, we’re here to help.

Call us today at 519-822-2277 or visit us to buy a Used Car in Guelph and drive home with confidence!

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OUR HOURS

Monday 9:00 AM to 6:00 PM
Tuesday 9:00 AM to 6:00 PM
Wednesday 9:00 AM to 6:00 PM
Thursday 9:00 AM to 6:00 PM
Friday 9:00 AM to 5:00 PM
Saturday 9:00 AM to 3:00 PM
Sunday Closed

Our Contacts

955 Woodlawn Rd W,
Guelph, ON
N1K 1C9

Sales: 519.822.2277

  Inventory  Financing  Contact Us  Trade-In

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