• 955 Woodlawn Rd W, Guelph, ON, N1K 1C9
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    • Featured Inventory
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  • Trade-In Appraisal
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2015 Subaru Outback 3.6R Limited

VIN #: 4S4BSFNC9F3310272

STOCK #: 8728

Window Sticker

$27,500.00

+ Taxes And Licensing

About this vehicle

  • Odometer: 64,770 KM
  • Body Style: Wagon
  • Engine: 3.6L 6 Cylinder Engine
  • Exterior Colour: Blue
  • Transmission: Automatic
  • Drive Train: All-Wheel Drive
  • Doors: 4-Door
  • Fuel Type: Regular Unleaded
  • Condition: Used
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Vehicle Description

Standard
Anti-Theft & Locks
Child Safety Door Locks
Power Door Locks
Vehicle Anti-Theft
Braking & Traction
4WD/AWD
ABS Brakes
Electronic Brake Assistance
Traction Control
Vehicle Stability Control System
Safety
Driver Airbag
Front Side Airbag
Passenger Airbag
Side Head Curtain Airbag
Remote Controls & Release
Keyless Entry
Climate Control
Air Conditioning
Separate Driver/Front Passenger Climate Controls
Interior Features
Cruise Control
Tachometer
Tilt Steering Column
Steering Wheel Mounted Controls
Telescopic Steering Column
Tire Pressure Monitor
Trip Computer
Entertainment, Communication & Navigation
CD Player
Seat
Driver Multi-Adjustable Power Seat
Front Heated Seat
Front Power Lumbar Support
Front Power Memory Seat
Leather Seat
Passenger Multi-Adjustable Power Seat
Second Row Folding Seat
Storage
Cargo Area Cover
Cargo Area Tiedowns
Load Bearing Exterior Rack
Exterior Lighting
Automatic Headlights
Daytime Running Lights
Fog Lights
High Intensity Discharge Headlights
Exterior Features
Rear Spoiler
Tires & Wheels
Alloy Wheels
Mirrors & Windows & Wipers
Power Windows
Deep Tinted Glass
Rear Window Defogger
Rear Wiper
Technical Specifications
Chassis
Anti-Brake System 4-Wheel ABS
Steering Type R&P
Front Brake Type Disc
Rear Brake Type Disc
Front Suspension IND
Rear Suspension IND
Front Spring Type Coil
Rear Spring Type Coil
Tires 225/60r18
Interior Dimensions
Front Headroom 40.80 In.
Rear Headroom 38.90 In.
Front Legroom 42.90 In.
Rear Legroom 38.10 In.
Front Shoulder Room 58.10 In.
Rear Shoulder Room 57.30 In.
Front Hip Room 55.50 In.
Rear Hip Room 55.00 In.
Exterior Dimensions & Weight
Curb Weight-automatic 3810 Lbs
Overall Length 189.60 In.
Overall Width 72.40 In.
Overall Height 66.10 In.
Wheelbase 108.10 In.
Ground Clearance 8.70 In.
Track Front 61.80 In.
Track Rear 62.20 In.
Cargo Bed Dimensions
Overall Length 189.60 In.
Capacities
Standard Seating 5
Passenger Volume 108.10 Cu.ft.
Cargo Volume 35.50 Cu.ft.
Standard Towing 3000 Lbs
Maximum Towing 3000 Lbs
Standard GVWR 4850 Lbs
Maximum GVWR 4850 Lbs
Vehicle Options
Remote Controls & Release
Remote Ignition
Entertainment, Communication & Navigation
AM/FM Radio
Navigation Aid
Subwoofer
Storage
Cargo Net
Roof
Power Sunroof
Manual Sunroof
Exterior Features
Splash Guards
Wind Deflector For Convertibles
Mirrors & Windows & Wipers
Electrochromic Exterior Rearview Mirror
Electrochromic Interior Rearview Mirror
Towings
Tow Hitch Receiver
Custom Features

$27,500.00

+ Taxes and Licensing
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2015 Subaru Outback

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Contact Details

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Every reasonable effort is made to ensure the accuracy of the information listed above. Vehicle pricing, incentives, options (including standard equipment), and technical specifications listed is for the 2015 Subaru Outback 3.6R Limited may not match the exact vehicle displayed. Please confirm with a sales representative the accuracy of this information.Payment amounts presented are for illustrative purposes only and may not be available. The Estimated Finance Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Please contact dealer for actual rates and more details.

Buying a used car is a smart financial decision for many people. It allows you to get a reliable vehicle at a lower cost compared to new cars, while also avoiding rapid depreciation. But buyers’ common question is: Can you finance a used car? The answer is yes! Financing a used car is possible and a practical option for many buyers.

In this guide, we’ll explain everything you need to know about financing a used car, including loan options, eligibility requirements, and tips for getting the best deal.

How Does Used Car Financing Work?

Used car financing works similarly to financing a new car. Instead of paying the full price upfront, you take out a loan and make monthly payments over a set period. The lender provides the funds to buy the car, and you agree to repay the loan with interest over time.

Financing a used car typically involves:

  • Choosing a vehicle that fits your budget.
  • Applying for a loan through a bank, credit union, or dealership.
  • Getting approved based on your credit score, income, and other factors.
  • Making monthly payments until the loan is paid off.

Where Can You Get Financing for a Used Car?

There are several ways to finance a used car, each with its own benefits:

1. Dealership Financing

Many used car dealerships, including S.A.S.S. Auto Group, offer financing options directly to buyers. Dealership financing is convenient because you can choose your car and arrange financing in one place. Some dealerships work with multiple lenders, giving you access to competitive rates.

2. Bank Loans

Banks offer auto loans with fixed interest rates and repayment terms. If you have a good credit score, you may qualify for lower interest rates through a bank. However, banks may have stricter requirements for used car financing compared to dealerships or credit unions.

3. Credit Union Loans

Credit unions often provide better interest rates than banks, especially for members. If you’re part of a credit union, it’s worth checking their loan options before deciding.

4. Online Lenders

Online auto lenders offer quick and easy financing applications, often providing pre-approval within minutes. They can be a good option if you’re looking for flexible terms and competitive rates.

What Are the Requirements for Financing a Used Car?

Lenders consider several factors before approving a loan for a used car. These include:

  • Credit Score: A higher credit score usually results in better interest rates and loan terms.
  • Income and Employment Stability: Lenders want to ensure you can afford the monthly payments.
  • Down Payment: Some lenders require a down payment, which can lower your loan amount and monthly payments.
  • Loan Term: Used car loans typically range from 24 to 72 months.
  • Vehicle Age and Mileage: Some lenders have restrictions on financing older cars or those with high mileage.

How to Get the Best Deal on Used Car Financing

If you want to secure the best financing deal, follow these tips:

1. Check Your Credit Score First

Before applying for a loan, review your credit score. If it’s low, consider improving it by paying off existing debts or making timely payments.

2. Compare Interest Rates

Interest rates vary by lender, so shop for the best deal. Even a small difference in interest rates can save you a significant amount over the life of the loan.

3. Choose a Loan Term That Works for You

A shorter loan term means higher monthly payments but less interest paid over time. A longer term lowers your monthly payments but increases the total interest cost.

4. Make a Larger Down Payment

If possible, put down a larger down payment. This reduces the amount you need to borrow and may qualify you for better interest rates.

5. Get Pre-Approved

Pre-approval gives you a clear idea of how much you can afford before shopping for a car. It also helps you negotiate better terms with dealers.

6. Read the Loan Agreement Carefully

Before signing, read all the terms and conditions, including interest rates, repayment terms, and any additional fees.

Common Myths About Used Car Financing

There are many misconceptions about financing a used car. Let’s clear up a few of them:

Myth 1: You Need Perfect Credit to Get Approved

While a higher credit score helps secure better rates, many lenders offer financing options for people with less-than-perfect credit.

Myth 2: Used Car Loans Have Extremely High Interest Rates

While used car loans may have slightly higher interest rates than new car loans, they are often still affordable, especially if you have good credit.

Myth 3: Dealership Financing Is Always More Expensive

Many dealerships work with multiple lenders to offer competitive rates. Sometimes, dealership financing is just as good or even better than banks or credit unions.

Is Financing a Used Car a Good Idea?

Financing a used car is a great option for buyers who want to spread out payments over time instead of paying upfront. It allows you to afford a better vehicle while keeping your monthly budget manageable. However, it’s essential to choose a loan with favourable terms to avoid paying too much in interest.

Final Thoughts

Yes, you can finance a used car, and it’s a practical solution for many buyers. By understanding your loan options, comparing rates, and making informed financial decisions, you can drive away in a reliable vehicle without breaking the bank.

Buy a Used Car in Guelph with Flexible Financing Options

Looking for a quality used car with flexible financing? Ahttps://www.sassautogroup.com/t S.A.S.S. Auto Group, we make car buying easy with competitive financing options tailored to your budget. Whether you have great credit or need alternative financing solutions, we’re here to help.

Call us today at 519-822-2277 or visit us to buy a Used Car in Guelph and drive home with confidence!

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955 Woodlawn Rd W,
Guelph, ON
N1K 1C9

Sales: 519.822.2277

  Inventory  Financing  Contact Us  Trade-In

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