• 955 Woodlawn Rd W, Guelph, ON, N1K 1C9
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    • All Inventories
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    • Featured Inventory
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    • Get A Quote
    • Warranty Information
    • Vehicle Locator
  • Trade-In Appraisal
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2018 Lexus RX 350 F SPORT

VIN #: 2T2BZMCA0JC154138

STOCK #: 9097

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$46,995.00

+ Taxes And Licensing

About this vehicle

  • Odometer: 30,220 KM
  • Body Style: Sport Utility Vehicle
  • Engine: 3.5L 6 Cylinder Engine
  • Exterior Colour: Gold
  • Transmission: Automatic
  • Drive Train: All-Wheel Drive
  • Doors: 4-Door
  • Fuel Type: Regular Unleaded
  • Condition: Used
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Vehicle Description

Standard
Telematics
Vehicle Collision Notification
Fuel/price Finder
Crisis Assistance
Vehicle Locator
Sent To Navigation Function - Sent-To Navigation Function
Stolen Vehicle Tracking/assistance
Remote Door Unlock
Roadside Assistance
Destination Guidance (turn By Turn Navigation) - Destination Guidance (Also Turn-By-Turn Navigation)
Airbag Deployment Notification
Destination Download
Text Message/memo Display
Emergency Service
Stock Information
Traffic Information
Sports/news Information
Weather Information
Poi Communication
Remote Door Lock
Cargo Dimensions
Cargo Capacity, All Seats In Place - 18.4
Cargo Capacity, Rear Seat Down Or Removed - 56.3
Max Cargo Capacity - 56.3
Mobile Connectivity
Satellite Communications - Enform
Months Of Free Satellite Communications Service - 120
Bluetooth
Instrumentation
External Temperature Gauge - External Temperature Display
Compass
Tire Pressure Monitoring System - Tire Pressure Monitoring
Tachometer
Trip Computer
Clock
Misc. Exterior Features
Rear Spoiler
Exterior Camera - Rear View Camera
Roof Rack
Doors
Liftgate Window - Fixed
Rear Door Type - Power Liftgate
Number Of Doors - 4
Exterior Lights
Front Fog Lights - Front Fog/Driving Lights
Exterior Entry Lights - Exterior Entry Lighting
Headlights Auto Delay - Auto Delay OFF
Daytime Running Lights
Xenon Headlights - LED
Headlights Dusk Sensor - Dusk Sensing
Front Passenger Seat
Height Adjustable Passenger Seat - Height Adjustable
Ventilated Passenger Seat - Ventilated
Heated Passenger Seat - Multi-Level Heating
Number Of Passenger Seat Power Adjustments - 8
Passenger Seat Adjustable Lumbar - Power Adjustable Lumbar Support
Mirrors
Auto Dimming Rearview Mirror - Electrochromatic
1st Row Vanity Mirrors - Dual Illuminated Vanity Mirrors
Side Mirror Memory - Includes Exterior Mirrors
Auto Dimming Side Mirrors - Electrochromatic
Turn Signal Side Mirrors - Turn Signal IN Mirrors
Power Retractable Side Mirrors - Power Retractable Mirrors
Exterior Mirror Adjustment - Power
Heated Exterior Mirrors - Heated
Reverse Tilt Side Mirrors - Dual Mirrors
Steering
Power Steering - Electric Power Steering
1ST ROW Seats
1st Row Seat Type - Bucket
Adjustable Seat Headrest - Height Adjustable Headrests
1st Row Upholstery - Leather
Number Of 1st Row Headrests - 2
Seat Whiplash Protection - Whiplash Protection System
Interior Dimensions
2nd Row Leg Room - 38.0
1st Row Hip Room - 56.6
2nd Row Shoulder Room - 57.6
1st Row Leg Room - 44.1
1st Row Head Room - 39.4
2nd Row Head Room - 39.1
2nd Row Hip Room - 56.1
Epa Interior Volume - 139.7
1st Row Shoulder Room - 57.8
Spare Tire/Wheel
Spare Tire Size - Temporary
Spare Tire Mount Location - Underbody
Power Outlets
Power Outlet(s) - 12V
Exterior Dimensions
Overall Width Without Mirrors - 74.6
Wheelbase - 109.8
Minimum Ground Clearance - 8.2
Overall Length - 192.5
Overall Height - 67.7
Windows
Privacy Glass
Rain Sensing Front Wipers - Rain Sensing
One Touch Windows - 4
Power Windows
Rear Wiper - Intermittent Rear Wiper
Intermittent Front Wipers - Variable Intermittent
Rear Defogger
Steering Wheel
Steering Wheel Adjustments - Tilt and Telescopic
Cruise Controls On Steering Wheel - Cruise Controls
Transmission Controls On Steering Wheel - Gear Shift Controls
Steering Wheel Trim - Leather
Steering Wheel Memory - Includes Steering Wheel
Heated Steering Wheel
Audio Controls On Steering Wheel - Audio Controls
Phone Controls On Steering Wheel
Storage
Cargo Area Storage Organizer
Cupholders Location - Front and Rear
Seatback Storage - Front Seatback Storage
Door Pockets Location - Front and Rear
Rear Area Cargo Cover - Retractable
Center Console - Front Console With Storage
Seating Configuration
1st Row Seating Capacity - 2
2nd Row Seating Capacity - 3
AIR Conditioning
Front Air Conditioning Zones - Dual
Front Air Conditioning - Automatic Climate Control
Rear Heat - Rear Ventilation Ducts
Air Filtration - Interior AIR Filtration
Differential
Final Drive Ratio - 3.33
Limited Slip Center Differential
Seatbelts
2nd Row Center Seatbelt - 3-Point Belt
Suspension
Active Suspension
Front Suspension Classification - Independent
Rear Spring Type - Coil Springs
Independent Suspension - Four-Wheel
Driver Adjustable Suspension - Ride Control
Rear Suspension Classification - Independent
Front Stabilizer Bar - Stabilizer BAR
Front Spring Type - Coil Springs
Rear Stabilizer Bar - Stabilizer BAR
Specifications
Gross Vehicle Weight - 5864
Epa Combined Mpg - 22
Ege Highway Mpg - 26
Epa City Mpg - 19
Payload - 1477
Curb Weight - 4387
Turning Diameter - 38.8
Epa Highway Mpg - 26
Manufacturer 0 60mph Acceleration Time (seconds) - 7.9
Ege Combined Mpg - 22
Fuel Capacity - 19.2
Ege City Mpg - 19
Towing Capacity - 3500
Brake System
Rear Brake Type - Ventilated Disc
Front Brake Type - Ventilated Disc
Antilock Braking System - 4-Wheel ABS
Braking Assist
Drive Type
Driven Wheels - All Wheel Drive
Misc. Interior Features
Cruise Control - Adaptive Cruise Control
Floor Mats
Universal Remote Transmitter
Floor Mat Material - Carpet
Collision Safety System
Accident Avoidance System - Lane Departure Warning
Post Collision Safety System - Post-Collision Safety System
Pre Collision Safety System - Pre-Collision Safety System
Driver Seat
Height Adjustable Driver Seat - Height Adjustable
Ventilated Driver Seat - Ventilated
Driver Seat Adjustable Lumbar - Power Adjustable Lumbar Support
Driver Seat Easy Entry - Power Driver Seat and Steering Wheel
Number Of Driver Seat Power Adjustments - 8
Number Of Memorized Driver Seat Settings - 3
Heated Driver Seat - Multi-Level Heating
Security
Engine Immobilizer
Power Door Locks - Hands-Free Entry
Anti Theft Alarm System - Remote Anti-Theft Alarm System
Airbags
Head Airbags - Front and Rear
Passenger Airbag Deactivation - Occupant Sensing Deactivation
Side Curtain Airbag Rollover Sensor - Side-Curtain Airbag Rollover Sensor
Side Airbags - Dual Front and Dual Rear
Knee Airbags - Dual Front
Navigation System
Navigation System - Voice Directions Only VIA Subscription Service
Real Time Traffic
2ND ROW Seats
Folding 2nd Row - Split Folding
2nd Row Seat Type - Bench
Adjustable 2nd Row Headrests - Height Adjustable Headrests
Number Of 2nd Row Headrests - 3
2nd Row Center Armrest - Folding
Reclining 2nd Row - Reclining
Engine
Compression Ratio - 11.8
Cylinder - 6
Size - 3.5
Displacement - 3457
Configuration - V
Fuel Type - Regular Unleaded
Horsepower - 295
Torque - 268
Total Valves - 24
Manufacturer Engine Code - 2gr-Fks
Type - GAS
Code - 6vnag3.5
Compressor Type - NA
Transmission
Automatic Type - Shiftable Automatic
Transmission Type - Automatic
Number Of Speeds - 8
Tires
Rear Tire Width - 235
Tire Type - All Season
Rear Tire Diameter - 20
Rear Tire Profile - 55
Wheels
Rim Type - Painted Alloy
Rear Wheel Diameter - 20
Rear Wheel Width - 8.0
Audio System
Total Number Of Speakers - 9
Digital Audio Input - Auxiliary Audio Input and USB With External Media Control
Memory Card Slot
Cd Player - Single CD Player
Cd Mp3 Playback
Usb Connection
Radio - Am/Fm HD Radio
Satellite Radio - Satellite Radio W/Real Time Traffic
Months Of Provided Satellite Radio Service - 3
Consumer Generic Feature 0 - AUX Audio Inputs
Consumer Generic Feature 1 - USB Inputs
Vehicle Options
Audio System
Total Number Of Speakers 15
Digital Audio Input Auxiliary Audio Input and USB With External Media Control
Cd Player Single Cd/Dvd
Cd Mp3 Playback
Usb Connection
Radio Am/Fm HD Radio
Satellite Radio Satellite Radio W/Real Time Traffic
Months Of Provided Satellite Radio Service 3
Premium Brand Speakers Mark Levinson
Premium Brand Audio System Mark Levinson
Surround Audio
Watts 835
Subwoofer
Wheels
Wheel Locks
Custom Features

$46,995.00

+ Taxes and Licensing
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2018 Lexus RX 350

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Every reasonable effort is made to ensure the accuracy of the information listed above. Vehicle pricing, incentives, options (including standard equipment), and technical specifications listed is for the 2018 Lexus RX 350 F SPORT may not match the exact vehicle displayed. Please confirm with a sales representative the accuracy of this information.Payment amounts presented are for illustrative purposes only and may not be available. The Estimated Finance Payment amount calculated is based on the variables entered, the price of the vehicle you entered, the term you select, the down payment you enter, the Annual Percentage Rate (APR) you select, and any net trade-in amount. The payment estimate displayed does not include taxes, title, license and/or registration fees. Payment amount is for illustrative purposes only. Actual prices may vary by Dealer. Please contact dealer for actual rates and more details.

Buying a used car is a smart financial decision for many people. It allows you to get a reliable vehicle at a lower cost compared to new cars, while also avoiding rapid depreciation. But buyers’ common question is: Can you finance a used car? The answer is yes! Financing a used car is possible and a practical option for many buyers.

In this guide, we’ll explain everything you need to know about financing a used car, including loan options, eligibility requirements, and tips for getting the best deal.

How Does Used Car Financing Work?

Used car financing works similarly to financing a new car. Instead of paying the full price upfront, you take out a loan and make monthly payments over a set period. The lender provides the funds to buy the car, and you agree to repay the loan with interest over time.

Financing a used car typically involves:

  • Choosing a vehicle that fits your budget.
  • Applying for a loan through a bank, credit union, or dealership.
  • Getting approved based on your credit score, income, and other factors.
  • Making monthly payments until the loan is paid off.

Where Can You Get Financing for a Used Car?

There are several ways to finance a used car, each with its own benefits:

1. Dealership Financing

Many used car dealerships, including S.A.S.S. Auto Group, offer financing options directly to buyers. Dealership financing is convenient because you can choose your car and arrange financing in one place. Some dealerships work with multiple lenders, giving you access to competitive rates.

2. Bank Loans

Banks offer auto loans with fixed interest rates and repayment terms. If you have a good credit score, you may qualify for lower interest rates through a bank. However, banks may have stricter requirements for used car financing compared to dealerships or credit unions.

3. Credit Union Loans

Credit unions often provide better interest rates than banks, especially for members. If you’re part of a credit union, it’s worth checking their loan options before deciding.

4. Online Lenders

Online auto lenders offer quick and easy financing applications, often providing pre-approval within minutes. They can be a good option if you’re looking for flexible terms and competitive rates.

What Are the Requirements for Financing a Used Car?

Lenders consider several factors before approving a loan for a used car. These include:

  • Credit Score: A higher credit score usually results in better interest rates and loan terms.
  • Income and Employment Stability: Lenders want to ensure you can afford the monthly payments.
  • Down Payment: Some lenders require a down payment, which can lower your loan amount and monthly payments.
  • Loan Term: Used car loans typically range from 24 to 72 months.
  • Vehicle Age and Mileage: Some lenders have restrictions on financing older cars or those with high mileage.

How to Get the Best Deal on Used Car Financing

If you want to secure the best financing deal, follow these tips:

1. Check Your Credit Score First

Before applying for a loan, review your credit score. If it’s low, consider improving it by paying off existing debts or making timely payments.

2. Compare Interest Rates

Interest rates vary by lender, so shop for the best deal. Even a small difference in interest rates can save you a significant amount over the life of the loan.

3. Choose a Loan Term That Works for You

A shorter loan term means higher monthly payments but less interest paid over time. A longer term lowers your monthly payments but increases the total interest cost.

4. Make a Larger Down Payment

If possible, put down a larger down payment. This reduces the amount you need to borrow and may qualify you for better interest rates.

5. Get Pre-Approved

Pre-approval gives you a clear idea of how much you can afford before shopping for a car. It also helps you negotiate better terms with dealers.

6. Read the Loan Agreement Carefully

Before signing, read all the terms and conditions, including interest rates, repayment terms, and any additional fees.

Common Myths About Used Car Financing

There are many misconceptions about financing a used car. Let’s clear up a few of them:

Myth 1: You Need Perfect Credit to Get Approved

While a higher credit score helps secure better rates, many lenders offer financing options for people with less-than-perfect credit.

Myth 2: Used Car Loans Have Extremely High Interest Rates

While used car loans may have slightly higher interest rates than new car loans, they are often still affordable, especially if you have good credit.

Myth 3: Dealership Financing Is Always More Expensive

Many dealerships work with multiple lenders to offer competitive rates. Sometimes, dealership financing is just as good or even better than banks or credit unions.

Is Financing a Used Car a Good Idea?

Financing a used car is a great option for buyers who want to spread out payments over time instead of paying upfront. It allows you to afford a better vehicle while keeping your monthly budget manageable. However, it’s essential to choose a loan with favourable terms to avoid paying too much in interest.

Final Thoughts

Yes, you can finance a used car, and it’s a practical solution for many buyers. By understanding your loan options, comparing rates, and making informed financial decisions, you can drive away in a reliable vehicle without breaking the bank.

Buy a Used Car in Guelph with Flexible Financing Options

Looking for a quality used car with flexible financing? Ahttps://www.sassautogroup.com/t S.A.S.S. Auto Group, we make car buying easy with competitive financing options tailored to your budget. Whether you have great credit or need alternative financing solutions, we’re here to help.

Call us today at 519-822-2277 or visit us to buy a Used Car in Guelph and drive home with confidence!

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Saturday 9:00 AM to 3:00 PM
Sunday Closed

Our Contacts

955 Woodlawn Rd W,
Guelph, ON
N1K 1C9

Sales: 519.822.2277

  Inventory  Financing  Contact Us  Trade-In

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