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Buying a used car in Canada can be a smart and economical choice. Whether you buy a used car in Ontario or any other province, the steps you take after the purchase are crucial to ensure your new-to-you vehicle is legally yours and in good working order. Here’s a comprehensive guide on what to do after you buy a used vehicle in Canada.
The first and foremost step after purchasing a used car is to complete the car ownership transfer in Ontario. This process ensures that the vehicle is legally yours and that all relevant documents reflect the change in ownership.
If you haven’t received it from the seller, you must obtain a UVIP. This package includes vital information about the vehicle, such as its history, lien information, and previous owners.
Both you and the seller must sign the bill of sale, which includes the vehicle’s make, model, year, VIN, sale price, and the date of sale.
Take the signed bill of sale, the UVIP, and your ID to a ServiceOntario location. You’ll need to pay a fee for the transfer and taxes based on the purchase price or wholesale value, whichever is higher.
Before you can register the vehicle, you must have insurance. Contact your insurance provider to get coverage for your new vehicle.
With the proof of insurance, UVIP, and bill of sale, register the vehicle in your name at ServiceOntario. You’ll receive new license plates if necessary.
In Ontario, and many other provinces, a Safety Standards Certificate is required to complete the car ownership transfer in Ontario. This certificate proves that the vehicle meets the minimum safety standards to be driven on public roads.
Visit a licensed mechanic or inspection station to have your vehicle inspected.
If the vehicle doesn’t pass the inspection, you’ll need to make the necessary repairs before you can get the certificate.
Once the vehicle passes the inspection, the mechanic will issue a Safety Standards Certificate.
Depending on the province, an emissions test might be required. In Ontario, for example, vehicles over a certain age must pass an emissions test before they can be registered.
Not all vehicles require an emissions test. Check with your local regulations to see if your vehicle qualifies.
Take your vehicle to an approved testing center for the emissions test.
If your vehicle fails the test, you’ll need to make the necessary repairs and retest.
Once your vehicle passes, you’ll receive a certificate that you need to submit to ServiceOntario along with your registration documents.
When you buy a used car in Ontario, you are required to pay taxes on the purchase. The tax amount is based on the purchase price or the vehicle’s wholesale value, whichever is higher. This is typically handled at ServiceOntario when you transfer ownership.
If the used vehicle you purchased doesn’t come with license plates, you’ll need to get new ones. If you have existing plates from a previous vehicle, you can transfer them to your new car.
If you need new plates, you can order them when you register the vehicle. There will be an additional fee for the plates.
To transfer existing plates, bring them with you when you register the vehicle. There is a fee for transferring plates as well.
After handling the legal and administrative tasks, focus on the vehicle’s condition. Performing routine maintenance and checking for recalls ensures your used vehicle runs smoothly and safely.
If the previous owner hasn’t recently changed the oil, do it now.
Check and top off all fluids, including coolant, brake fluid, transmission fluid, and windshield washer fluid.
Ensure the brakes are in good condition and replace any worn components.
Inspect the tires for wear and proper inflation. Consider replacing them if they’re worn out.
Test the battery’s condition and replace it if it’s old or weak.
Visit the manufacturer’s website or use online tools to check for any recalls on your vehicle.
If there are any recalls, contact the manufacturer or a dealership to arrange for the necessary repairs.
If you’ve recently moved or changed addresses, ensure that all relevant parties are updated with your current information. This includes updating your address with ServiceOntario and notifying your insurance provider.
Spend some time getting to know your new car. Understand its features, controls, and quirks. Read the owner’s manual to learn about recommended maintenance schedules and specific information about your vehicle.
While you may have bought a used car, you can still invest in extended warranties or protection plans. These can cover unexpected repairs and provide peace of mind.
If you plan to sell a car in Ontario in the future, keep all documentation, including maintenance records, bills of sale, and any repairs you’ve done. This will help you when it’s time to sell, providing transparency to potential buyers.
Buying a used vehicle in Canada, especially in Ontario, involves several steps to ensure legal compliance and vehicle safety. From completing the car ownership transfer in Ontario to performing necessary maintenance, each step is crucial for a smooth transition to owning a used car. By following this comprehensive guide, you can enjoy your new purchase with confidence and peace of mind. Remember, proper documentation and regular maintenance are key to a hassle-free car ownership experience.
If you’re ready to make your next car purchase and want to ensure a smooth and secure buying process, contact S.A.S.S. Auto Group, your trusted used car dealer in Guelph. Our experienced team is here to guide you through each step and answer any questions you may have. Give us a call today at 519-822-2277 to find your perfect used vehicle!